SIP Calculator
| Amount | % of Total | |
|---|---|---|
| Invested Amount | ₹0 | 0% |
| Estimated Returns | ₹0 | 0% |
| Total Value | ₹0 | 100% |
| Monthly Investment | ₹0 |
| No. of Installments | 0 |
| Total Invested Amount | ₹0 |
| Estimated Returns | ₹0 |
| Total Value | ₹0 |
| Year | Invested | Returns | Year-End Value |
|---|
What Is a SIP Calculator?
A SIP (Systematic Investment Plan) Calculator estimates how much your regular monthly mutual fund investments could grow to over time, based on your expected annual rate of return.
The Formula Behind It
SIP calculators use the future value of an annuity-due formula, since each month's investment is assumed to be made at the start of the month:
Where P is your monthly investment, i is the monthly rate of return (annual rate ÷ 12), and n is the total number of months invested.
How to Use This Calculator
- Monthly Investment — the fixed amount you plan to invest every month.
- Expected Annual Return — the average yearly return you expect from your fund.
- Time Period — how many years you plan to continue the SIP (up to 50 years).
Frequently Asked Questions
What is a SIP?
A Systematic Investment Plan (SIP) is a way of investing a fixed amount into a mutual fund at regular intervals, usually monthly, instead of investing a lump sum all at once.
What formula does this SIP calculator use?
It uses the standard future-value-of-annuity-due formula, which assumes each month's investment is made at the start of the month and compounds for the full month, matching how most SIP calculators in India compute returns.
Are SIP returns guaranteed?
No. This calculator projects a result based on the fixed expected annual return you enter. Actual mutual fund returns are market-linked and will vary.
Is this SIP calculator free to use?
Yes, this calculator is completely free, requires no sign-up, and can be used as many times as you need.