Retirement Calculator
| Amount | % of Total | |
|---|---|---|
| Total Contributed | ₹0 | 0% |
| Interest Earned | ₹0 | 0% |
| Retirement Corpus | ₹0 | 100% |
| Years to Retirement | 0 |
| Current Savings | ₹0 |
| Total Monthly Contributions | ₹0 |
| Interest Earned | ₹0 |
| Projected Corpus | ₹0 |
| Age | Contributions | Interest | Year-End Balance |
|---|
What Is a Retirement Calculator?
A Retirement Calculator projects how much your current savings and future monthly contributions could grow to by the time you retire, based on an expected annual rate of return compounded monthly.
How to Use This Calculator
- Current Age and Retirement Age — used to work out how many years your money has left to grow.
- Current Savings — any retirement savings you already have.
- Monthly Contribution — how much you plan to add every month going forward.
- Expected Annual Return — the average yearly growth rate you expect on your investments.
This is a nominal projection — it does not automatically adjust for inflation. To estimate what your corpus would be worth in today's money, you can use a lower "real" return rate that already accounts for expected inflation.
Frequently Asked Questions
How is my retirement corpus calculated?
This calculator grows your current savings plus regular monthly contributions at your expected annual rate of return, compounded monthly, from your current age until your chosen retirement age.
Does this account for inflation?
No, this calculator projects a nominal (non-inflation-adjusted) future value. To estimate real purchasing power at retirement, you can enter a lower expected return that already accounts for inflation.
Why does starting early matter so much for retirement savings?
Because compound growth accelerates over time — money invested in your 20s and 30s has decades to compound, so even small contributions early on can outgrow larger contributions started later.
Is this retirement calculator free to use?
Yes, this calculator is completely free, requires no sign-up, and can be used as many times as you need.