Investment Calculator
| Amount | % of Total | |
|---|---|---|
| Total Invested | ₹0 | 0% |
| Estimated Returns | ₹0 | 0% |
| Future Value | ₹0 | 100% |
| Initial Investment | ₹0 |
| Total Monthly Contributions | ₹0 |
| Estimated Returns | ₹0 |
| Future Value | ₹0 |
| Year | Contributions | Returns | Year-End Value |
|---|
What Is an Investment Calculator?
An Investment Calculator projects how your money could grow over time by combining an initial lump sum with regular monthly contributions, compounded monthly at an expected annual rate of return.
How to Use This Calculator
- Initial Investment — the lump sum you're starting with (can be zero).
- Monthly Contribution — how much you plan to invest every month.
- Expected Annual Return — the average yearly return rate you expect (equity markets have historically returned around 10-12% annually over the long term, though this varies).
- Investment Period — how many years you plan to stay invested (up to 50 years).
Contributions are added at the end of each month and then compound monthly for the remaining period, which is the standard approach used by most investment growth calculators.
Frequently Asked Questions
How does this investment calculator work?
It projects the future value of your initial investment plus any regular monthly contributions, compounded monthly at your expected annual rate of return.
Is the projected return guaranteed?
No. This calculator shows a projection based on the fixed annual return rate you enter. Actual investment returns vary and are never guaranteed, since markets fluctuate.
Why do small monthly contributions matter so much over time?
Because each contribution starts compounding from the moment it's added, so contributions made early in the timeline have far longer to grow than those made near the end.
Is this investment calculator free to use?
Yes, this calculator is completely free, requires no sign-up, and can be used as many times as you need.